Illinois take-home pay in 2026
| Annual salary | State income tax | Take-home pay per year | Every two weeks |
|---|---|---|---|
| $50,000 | $2,330 | $40,025 | $1,539 |
| $75,000 | $3,568 | $58,025 | $2,232 |
| $100,000 | $4,805 | $74,375 | $2,861 |
| $150,000 | $7,280 | $106,511 | $4,097 |
| $250,000 | $12,230 | $170,952 | $6,575 |
Single filer, one exemption, standard federal deduction, no 401(k).
How Illinois taxes your paycheck
- Flat tax: Illinois taxes all income at 4.95%; the Illinois Constitution requires a single rate for everyone.
- Exemption: each exemption reduces taxable income by $2,925 in 2026 (up from $2,850). The calculator uses one exemption for single filers and two for married couples.
- No local income tax: Chicago and other Illinois cities do not tax wages, and there is no state disability insurance deduction.
- 401(k) contributions lower your Illinois taxable income as well as your federal taxable income.
Other states
Buying a home in Illinois? Try the Illinois mortgage calculator. All states: paycheck calculator by state.
Frequently asked questions
How much is $100,000 a year after taxes in Illinois?
About $74,400 a year, or roughly $2,860 every two weeks, for a single filer in 2026, after federal tax, Illinois tax of about $4,805, Social Security and Medicare.
What is the Illinois income tax rate in 2026?
A flat 4.95% of taxable income, after an exemption of $2,925 per person.
Does Chicago have a city income tax?
No. Chicago does not tax wages; the city relies on sales, property and other local taxes.
Is Illinois retirement income taxed?
Most retirement income, including Social Security, 401(k) and pension distributions, is exempt from Illinois income tax. Wages are taxed at 4.95%.
Estimates for 2026 based on the standard deduction; your actual withholding depends on your W-4, benefits and other income.
Sources
Rules checked: October 2026