New York take-home pay in 2026
| Annual salary | State income tax | Take-home pay per year | Every two weeks |
|---|---|---|---|
| $50,000 | $2,103 | $40,005 | $1,539 |
| $75,000 | $3,453 | $57,784 | $2,222 |
| $100,000 | $4,860 | $73,877 | $2,841 |
| $150,000 | $8,291 | $105,057 | $4,041 |
| $250,000 | $16,577 | $166,162 | $6,391 |
Single filer living outside New York City, standard deduction, no 401(k). A New York City resident earning $100,000 also pays about $3,440 of NYC tax, leaving about $70,400 a year.
How New York taxes your paycheck
- State income tax: from 3.9% to 10.9%. For 2026 the five lowest rates were cut by 0.1 percentage point. The standard deduction is $8,000 for single filers and $16,050 for married couples.
- High earners: once income exceeds $107,650, New York gradually takes back the benefit of the lower brackets, so the whole income ends up taxed at the top rate that applies to you. The calculator models this phase-in.
- New York City resident tax: 3.078% to 3.876% for residents of the five boroughs. Yonkers residents pay a separate surcharge; commuters who live outside the city do not pay NYC tax.
- SDI: 0.5% of wages, at most $0.60 a week ($31.20 a year).
- Paid Family Leave: 0.432% of wages in 2026, up to $411.91 a year.
| Taxable income (single) | NY State rate |
|---|---|
| Up to $8,500 | 3.9% |
| $8,500 – $11,700 | 4.4% |
| $11,700 – $13,900 | 5.15% |
| $13,900 – $80,650 | 5.4% |
| $80,650 – $215,400 | 5.9% |
| $215,400 – $1,077,550 | 6.85% |
| $1,077,550 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Other states
Buying a home in New York? Try the New York mortgage calculator. All states: paycheck calculator by state.
Frequently asked questions
How much is $100,000 a year after taxes in New York?
About $73,900 a year outside New York City, or about $70,400 for a New York City resident, for a single filer in 2026 after federal, state and city taxes, SDI and Paid Family Leave.
What is the NYC income tax rate?
From 3.078% to 3.876% of taxable income for city residents, on top of New York State tax. People who work in the city but live elsewhere do not pay it.
How much is Paid Family Leave in New York in 2026?
0.432% of gross wages, capped at $411.91 for the year.
Did New York lower its income tax rates?
Yes. Starting in 2026, the rates of the five lowest brackets are 0.1 percentage point lower, for example 3.9% instead of 4% on the first $8,500 for single filers.
Estimates for 2026 based on the standard deduction; your actual withholding depends on your W-4, benefits and other income.
Sources
Rules checked: October 2026